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SHORT HILLS, NJ

Merrill Lynch Branch Office

Our willingness to invest in our people, our ability to leverage Merrill Lynch’s investing resources and specialists and to provide access to Bank of America consumer and business banking services, positions us to help you devise strategies designed to preserve, grow and distribute your wealth.

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About Us

The financial advisors at our Branch can offer financial strategies that come from years of combined wealth management knowledge and experience. We also stress that our role goes beyond wealth management. Employing the broad resources of Merrill Lynch, our financial advisors can assist with retirement planning, guidance on concentrated stock positions, traditional investments and estate planning services, while working with your other professionals, such as estate and tax attorneys.

Our founder, Charles Merrill, said it nearly a century ago: “The interests of our customers must always come first.” And the more than seventy-five financial advisors and twenty-five  client associates who populate the Short Hills offices of our Branch work tirelessly to honor that commitment. We dedicate ourselves daily to delivering personal service, full disclosure, and goals-based strategies that reflect our broad, combined financial experience and our commitment to integrity. We not only provide “know-how;” we are dedicated to getting to “know-you.”

Through our volunteerism and charitable outreach, our Branch helps support the economic, social and cultural life of the places in which we live and work. In virtually every Merrill Lynch location across the country, employees are involved in fundraising activities meant to benefit their many neighborhoods and causes. And as a local Branch office, we feel it is important for us to “give back” and help maintain vibrant, healthy communities and non-profit organizations.

As a Merrill Lynch client, you have access to the knowledge and experience of industry skilled financial advisors who are supported by the intellectual capital of Merrill Lynch, a goals-based wealth management platform, and the technological resources of a leading global financial services firm. Our advisors strive to fully understand your personal and business needs, and those of your family and future generations. We will put your interests first to help you pursue your financial and life goals.

Branch Office Profile

Advisors at This Location

Our deeply committed financial advisors call upon Merrill Lynch’s tools and resources to help clients pursue personal and professional financial goals, as they also help them prepare for financial and lifestyle challenges that may lie ahead.

Michael E Lozowski

First Vice President

Wealth Management Advisor

CFP

June E Ellien

Senior Vice President

Senior Consultant

CIMA, CRPC

Sen Yen Goh

Vice President

Wealth Management Advisor

CDFA, CFP, CPWA

David Palladino

Vice President

Senior Financial Advisor

Ann E Caruso

Assistant Vice President

Wealth Management Advisor

CFP

Michael J. Holden

Vice President

Wealth Management Advisor

CFA, CFP, CRPC, CHFC

Darren Marcantuone

Vice President

Senior Financial Advisor

CRPC

William L Gibson

First Vice President

Wealth Management Advisor

CIMA, CRPC

Jacqueline Bond-Lasher

Vice President

Wealth Management Advisor

CFP

Kathleen "KC" Maloney

First Vice President

Wealth Management Advisor

CFP

Patrick C Doran

First Vice President

Wealth Management Advisor

CFP, CRPC

Sandra Raia

Vice President

Senior Financial Advisor

CRPC

Matthew J Kaiser

First Vice President

Wealth Management Advisor

CRPC

Paul Maletsky

Vice President

Financial Advisor

Glenn Preston Evans

Assistant Vice President

Wealth Management Advisor

CFP, CRPC

Kent E Gandy Jr.

Managing Director

Senior Financial Advisor

Mark L Cremonni

Senior Vice President

Senior Financial Advisor

ADPA, CRPC

Christine Healy

Vice President

Senior Financial Advisor

CDFA

Patricia A Bell

Managing Director

Wealth Management Advisor

Craig M Zaikov

Senior Vice President

Senior Financial Advisor

CRPC

Peter D Ryan

Assistant Vice President

Senior Financial Advisor

Jeffrey Fitz

Assistant Vice President

Senior Financial Advisor

Meet our Office Managment Team

Deborah Shepherd| MLWM Market Executive| Managing Director

CFP

Deborah joined Merrill Lynch in 1990 as a Financial Advisor in Louisiana after 11 years of active and reserve service as a U.S. Naval Officer. 

As the Market Executive for the Short Hills Market, she continues to share her appreciation for discipline and dedication with 156 talented financial advisors and 78 other client-focused professionals. Deborah’s mission is to provide the best possible financial environment for advisors and to support the important roles they play – whether she’s actively involved in recruiting, developing, or coaching them.
 
Deborah is a graduate of the U.S. Naval Academy and a CERTIFIED FINANCIAL PLANNER™ certificant, a designation awarded by the Certified Financial Board of Standards Inc.

Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S.

Peter Lazor| Associate Market Executive| Director

Our Short Hills Branch office’s financial advisors have one primary goal: to help affluent, high-net-worth and ultra- high-net-worth households and business owners pursue their financial goals. Pursuing those goals can require a sizeable team of financial professionals, led by an experienced Market Executive who is also responsible for enlisting experienced advisors and career-changing recruits. The Market Executive in your Branch helps to support advisor efforts through innovative planning, active leadership, and exceptional service.

Terri Payne| Client Relationship Manager| Vice President

Terri Payne has been with the Short Hills market since September 2015. She started her career with Merrill Lynch in 1994 and has held various positons over the years including Central Supervision Principal/Manager, Administrative Manager and Client Services Manager. Terri has the following licenses: Series 7, 63, 65, 9, 10 & NJ Life/Health Insurance.

Terri was born and raised in New Jersey and considers herself a true “Jersey Girl.” She graduated from the College of New Jersey in Ewing Township. Her favorite sports team is the New Jersey Devils. She loves listening to Bruce Springsteen and spending time down the Jersey shore, especially Asbury Park. She even shares the same alma mater with John Bongiovi (aka Jon Bon Jovi); Sayreville War Memorial High School. Terri is married to Chris and has two sons, Christopher and Alexander.

Aixa Robinson| Client Relationship Manager| Vice President

Aixa Robinson is the Client Relationship Manager in the Short Hills, NJ market, for 6 branch offices with over 230 employees.

Aixa has been with Merrill Lynch for over 22 years, having worked in CMA, Money Market/Mutual Fund Operations, before taking on the roles of Registered Client Associate and Financial Advisor in the Bridgewater, NJ complex.  In 2016 she joined the branch office management team of the Suburban Philadelphia market before joining the Short Hills complex in 2018.  She is a graduate of Rutgers University with a B.S. in Management and Labor Relations.  In addition, she holds her Series 7, 66, 9, 10 and Chartered Retirement Planning Counselor (CRPC®) designation.

Aixa resides in Flemington, NJ and is an avid traveler. She also participates in many of the firm’s philanthropic events, including Habitat for Humanity, Junior Achievement Days and Walk for Wishes. 

Len Annucci| Administrative Manager| Vice President

Gina Lessner| Administrative Manager| Vice President

Gina Lessner joined the Short Hills, NJ Market in June 2017 as a Market Supervision Manager. She joined Merrill Lynch in 2010 as an Administrative Manager Assistant in the PBIG Century City, CA Office. After a move back to the East Coast, she entered the Associate Administrative Manager Program in New York City in 2012. Gina was promoted to the Administrative Manager role in 2013 within the Manhattan East Market, where she worked for five years.

In 2007, Gina started her career in Financial Services Industry at Smith Barney, supporting the Complex Manager in Downtown Manhattan; she earned her BS in Finance and Marketing from Syracuse University that same year. Gina enjoys running, spending summers at the Jersey Shore, and supporting sports teams from her hometown of Philadelphia. She resides in Summit, NJ with her husband, Andrew, and their son, Jack.   

Let’s Have a Conversation

There is no substitute for a one-on-one relationship with a Merrill Lynch financial advisor committed to your needs – a caring advisor who can leverage the investment insights of Merrill Lynch and access to the banking convenience of Bank of America to help clients face today’s financial and economic landscape. Let’s work together to help you achieve your goals.

Careers

Are you prepared to take your career to the next level? If you’re highly entrepreneurial, enjoy talking to people about goals and objectives, and appreciate an opportunity to access the global resources of Merrill Lynch to help clients achieve their goals, consider a career as a financial advisor.

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Work Culture

Our culture is dedicated to providing continuing professional training, mentoring and technology for new and experienced advisors.

Rewarding Career

We help you support the financial aspects of a client’s life, focused on providing individually customized investment strategies and wealth management advice, products and services.

Access to Resources

Our size and scope offers access to a wide range of technology, intellectual capital and marketing resources designed to help build your business and enhance client relationships.

Grow & Learn

Merrill Lynch has been training financial advisors since 1946, offering advisors the critical skills and knowledge they need to assist individuals in pursuing their unique financial goals.

Learn more about careers at Merrill Lynch