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Merrill Lynch Branch Office

Through our branch’s experience and leadership, we welcome working with individuals, families, business owners, executives and institutions—in rising, declining and turbulent markets—and we believe we are well-positioned to help you address your wealth management challenges and opportunities.

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Our Branch’s financial advisors are committed to client service and satisfaction. We begin every relationship by having clients identify their personal and professional goals, including those related to lifestyle and multi-generational issues. With that information, combined with our ability to draw on industry analysts and specialists, financial advisors have the tools to fully understand each client’s current financial situation and can help them create financial strategies designed to meet their long-term objectives.

Through our volunteerism and charitable outreach, our Branch helps support the economic, social and cultural life of the places in which we live and work. In virtually every Merrill Lynch location across the country, employees are involved in fundraising activities meant to benefit their many neighborhoods and causes. And as a local Branch office, we feel it is important for us to “give back” and help maintain vibrant, healthy communities and non-profit organizations.

As a Merrill Lynch client, you have access to the knowledge and experience of industry skilled financial advisors who are supported by the intellectual capital of Merrill Lynch, a goals-based wealth management platform, and the technological resources of a leading global financial services firm. Our advisors strive to fully understand your personal and business needs, and those of your family and future generations. We will put your interests first to help you pursue your financial and life goals.

Branch Office Profile

Advisors at This Location

Our deeply committed financial advisors call upon Merrill Lynch’s tools and resources to help clients pursue personal and professional financial goals, as they also help them prepare for financial and lifestyle challenges that may lie ahead.

Office Team

Jennifer L. MacPhee| MLWM Market Executive| Managing Director


Jennifer is Market Executive of the Merrill Lynch NY Capital Central Market.  She has 27 years experience in the financial services industry, of which 17 years are with Bank of America/Merrill Lynch and it’s predecessors. She also serves as the Market President for the Albany/Hudson Valley Region for Bank of America, providing leadership for business, civic and philanthropic activities throughout New York State. Jennifer is responsible for the Branch’s business goals, driving the day- to-day performance and managing the overall financials. The Market Executive assumes the responsibility for recruiting and managing the sales and support teams through mentoring, coaching and consulting, and promotes access to Bank of America banking specialists and Merrill Lynch investment specialists to help ensure that the branch’s and enterprise’s full capabilities can be accessible to every client.

Barbara Chizniak| Administrative Manager| Vice President

The Office Management Team is helping create not only a great place to work, but also an environment where our employees, our customers and our communities around the world can reach their goals and connect with each other.

Barbara has been with Bank of America/Merrill Lynch since 1998.



Daniel Galvin| Administrative Manager| Vice President

One of the things that helps make Merrill Lynch a desired destination for high-achieving individuals and experienced financial advisors in  is the Office Management Team (OMT). OMT offers a culture of providing expansive resources and training to advisor teams and career-changers; encouraging them to use new and innovative business strategies; providing an efficient management structure and a dedicated effort to manage risk. We believe that outstanding local leadership— which usually includes a Market Executive, Division Executive, business and operations support teams, and relationship and administrative managers—is a major reason why many advisors have found success in the  Branch.

Dan has been with Bank of America/Merrill Lynch for 11 years.

Marianne Naughton| Administrative Manager| Vice President

The Office Management Team (OMT) from the Albany Branch collaborates on executing strategic initiatives in the market: The administrative manager team has a primary objective of managing risk, reputational and financial exposure for each advisor and the firm; the client relationship management team addresses all components of the client service experience while driving operational excellence; and the executive team adds its experience in providing the tools, training and support that are essential to the needs of the business and clients.

Marianne has been with Bank of America/Merrill Lynch for 34 years.

Jennifer Franciosa| Client Relationship Manager| Vice President

Local leadership in the form of Merrill Lynch’s NY Capital Central Office Management Team (OMT) is empowered to proactively support you. If you’re in need of another perspective or idea to offer a prospect or client, the Market Executive or Resident Director team can help you with marketing concepts. If you want to manage risk and financial exposure, you can look to the OMT’s administrative manager for compliance with industry regulations. If your goal is to enhance the client experience, you’ll find the relationship manager can deliver, analyze and address all the components of the client service experience. The focused knowledge and experience of the OMT managers can help you increase productivity and maximize your potential.

Jen has been with Bank of America/Merrill Lynch for 21 years.

Cynthia Van Buren| Client Relationship Manager| Vice President

The Client Relationship Manager and Administrative Manager function as members of the market leadership team. Collectively, they are responsible for ensuring robust supervision is conducted, and ensuring solutions around client needs and concerns are managed in alignment with client goals.

Cindy has been with Bank of America/Merrill Lynch for 35 years.

Laurie Collins

Market Executive Assistant

Laurie supports the Market Executive, Jennifer MacPhee for the NY Capital Central Market. She has been with Bank of America/Merrill Lynch for 31 years.


Michele Reidenbaugh

Administrative Assistant III           

Michele supports all Administrative Managers, Barbara Chizniak, Daniel Galvin and  Marianne Naughton. She has been with Bank of America/Merrill Lynch for 27 years.

Let’s Have a Conversation

Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, we can help you create a financial strategy that reflects your personality. Only then can we offer an approach that is built around your life priorities and the ongoing advice you need to help you manage fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.


No matter where your career may currently be, if you have the mindset and motivation of a Merrill Lynch Financial Advisor, you should consider the opportunity to become one yourself.

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Work Culture

Our culture is dedicated to providing continuing professional training, mentoring and technology for new and experienced advisors.

Rewarding Career

We help you support the financial aspects of a client’s life, focused on providing individually customized investment strategies and wealth management advice, products and services.

Access to Resources

Our size and scope offers access to a wide range of technology, intellectual capital and marketing resources designed to help build your business and enhance client relationships.

Grow & Learn

Merrill Lynch has been training financial advisors since 1946, offering advisors the critical skills and knowledge they need to assist individuals in pursuing their unique financial goals.

Learn more about careers at Merrill Lynch