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JERSEY CITY, NJ

Merrill Lynch Wealth Management Branch Office

Through our branch’s experience and leadership, we welcome working with individuals, families, business owners, executives and institutions—in rising, declining and turbulent markets—and we believe we are well-positioned to help you address your wealth management challenges and opportunities.

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Branch Office Profile

About Us

The financial advisors at our branch can offer financial approaches that come from years of combined wealth management knowledge and experience. We also stress that our role goes beyond wealth management advice and guidance. Employing the broad resources of Merrill Lynch Wealth Management, advisors can assist with retirement income planning, guidance on concentrated stock positions, traditional investments and estate planning services, while working with your other professionals, such as estate and tax attorneys.

Culture

Our branch’s financial advisors are committed to client service and satisfaction. We begin every relationship by helping clients identify their personal and professional goals, including those related to lifestyle and multi-generational issues. With that information, combined with our ability to draw on industry analysts and specialists, financial advisors have the tools to fully understand each client’s current financial situation and can help them create potential financial solutions designed to help meet their long-term
objectives.

Community 

Through our volunteerism and charitable outreach, our branch helps support the economic, social and cultural life of the communities in which we live and work. In virtually every Merrill location across the country, employees are involved in fundraising activities meant to benefit their many neighborhoods and causes. And as a local branch office, we feel it is important for us to “give back” and help maintain vibrant, healthy communities and non-profit organizations.

 

Client Commitment

As a Merrill client, you have access to the knowledge and experience of industry-skilled advisors who are supported by the intellectual capital of Merrill, a goals-based wealth management platform, and the technological resources of a leading global financial services firm. Our advisors strive to fully understand your personal and business needs, and those of your family and future generations. We will put your interests first to help you pursue your financial and life goals.

Advisors at This Location

Our deeply committed advisors call upon Merrill’s tools and resources to help clients pursue personal and professional financial goals, as they also help them prepare for financial and lifestyle challenges that may lie ahead.

David M Kraus

Senior Financial Advisor

Roger Relucio,

CFP,

CRPC

Senior Vice President

Senior Financial Advisor

Pasqualino Ruffa,

CFP,

CRPC

Vice President

Senior Financial Advisor

Richard J Miktus,

SE-AWMA

Vice President

Financial Advisor

Office Team

Aixa Betancourt| Resident Director| Vice President

CIMA, CRPC, CIMA, CRPC

Aixa Robinson is the Resident Director of the Jersey City branch, and performs a dual function as financial advisor and team leader. Aixa works closely with the Market Executive and concentrates on building the office and culture—including sourcing and hiring, staff development, and taking an active role in the community; leading the client experience standard—which includes coaching advisors and setting a client-centric tone and vision for the office; and leading risk and compliance management activities— such as helping to ensure communication and coordination with the local Office Management Team.

Nathan Smith| Resident Director Assistant

Nate joined the Jersey City Merrill office in June of 2019 as a Client Associate and Resident Director Assistant. He is a graduate of Fairleigh Dickinson University with a Bachelor of Science in Finance, minoring in Wealth Management Advisory. His personal pursuits include a love of travel, stemming from his time studying abroad in Bergamo Italy

Let’s Have a Conversation

Helping you reach your goals starts with getting to know you personally. Through understanding what matters most to you, together we can help you create a financial approach that reflects your personality. Only then can we offer an approach that is built around your life priorities and the advice you need to help you address fluctuations in the market and changes in your life. Let’s work together to help you achieve your goals.

Events

Attend one of our upcoming events

Washington Update 2022 with Andy Friedman

May 12th, 2022 | 4:00PM-5:00PM EDT

Merrill invites you to the first in a two part virtual event series featuring Andy Friedman, a dynamic and insightful speaker and author known for his unique ability to translate difficult tax and fiscal information coming out of Washington D.C. into potential growth strategies for business owners, executives and high net worth investors.  Andy will discuss his perspective on the current political environment, prospective legislation and strategies for investment and retirement planning.

Hosted by Craig Young, Division Executive, Mid Atlantic Division

Merrill invites you to the first in a two part virtual event series featuring Andy Friedman, a dynamic and insightful speaker and author known for his unique ability to translate difficult tax and fiscal information coming out of Washington D.C. into potential growth strategies for business owners, executives and high net worth investors.  Andy will discuss his perspective on the current political environment, prospective legislation and strategies for investment and retirement planning.

Hosted by Craig Young, Division Executive, Mid Atlantic Division

RSVP OnlineCall to reserve

Merrill's Blue Table Talk

May 19th, 2022 | 4:00PM-5:00PM 

Join us on May 19 for a courageous conversation that will provide you the opportunity to listen in and ask questions anonymously, as advisors and leaders share how Merrill is investing in experienced advisors to empower and support them as they transition and grow their practice.

Join us on May 19 for a courageous conversation that will provide you the opportunity to listen in and ask questions anonymously, as advisors and leaders share how Merrill is investing in experienced advisors to empower and support them as they transition and grow their practice.

RSVP OnlineCall to reserve

Careers

No matter where your career may currently be, if you have the mindset and motivation of a Merrill financial advisor, you should consider the opportunity to become one yourself.

Work Culture

Our culture is dedicated to providing continuing professional training, mentoring and technology for new and experienced advisors.

Rewarding Career

We help you support the financial aspects of a client’s life, focused on providing individually customized investment approaches and wealth management advice, products and services.

Access to Resources

Our size and scope offer access to a wide range of technology, intellectual capital and marketing resources designed to enhance client relationships and build your business.

Grow & Learn

Merrill Lynch Wealth Management has been training financial advisors since 1946, offering advisors the critical skills and knowledge they need to assist individuals in pursuing their unique financial goals.

Learn more about careers at Merrill Lynch Wealth Management